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Business Money Engineering

July 29, 2026

Headquarters: San Francisco, CA;New York, NY;Ontario, CAN - Remote;Toronto, Ontario, CAN - Remote;United States - Remote

About Gusto

At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff — payroll, health insurance, 401(k)s, and HR — so owners can focus on their craft and their customers. With teams in Denver, San Francisco, and New York, we support more than 500,000 small businesses nationwide and are building a workplace that reflects the people we serve.

All full-time employees receive competitive base pay, benefits, and equity (RSUs) — because everyone who helps build Gusto should share in its success. Offer amounts are determined by role, level, and location. Learn more about our Total Rewards philosophy.

AI is a fundamental part of how work gets done at Gusto. We expect all team members to actively engage with AI tools relevant to their role and grow their fluency as the technology evolves. AI experience requirements vary by role and will be assessed during the interview process.

About the Role:

As a Staff Engineer, you’ll play a significant role in building new products and scaling existing ones to further evolve Gusto’s product offerings. Your work will focus on improving our customers’ financial tools, helping them spend less time managing their finances and more time focusing on their businesses. You will collaborate with a team of highly skilled professionals, contributing engineering expertise throughout the product development lifecycle—from ideation and design to architecture, development, release, and post-release monitoring and scaling.

About the Team:

At Gusto, the Business Money team is on a mission to support small and medium-sized businesses by providing financial tools that help them manage cash flow and run their businesses with confidence. The suite of products we own includes (but is not limited to) Bill Pay, Invoicing, Expenses, Payroll Bridge (Payroll Line of Credit to fund payroll), and a Cash Flow Dashboard that offers a comprehensive view of business finances.

Our team is relatively small but operates at a fast, startup-like pace. In less than two years, the team has effectively created a new business vertical called Gusto Money, delivering multiple large scale 0-1 products that help small businesses have more control over their business finances and greater confidence in making financial decisions. As we continue to expand our offerings across business finance, accounting, and cash flow management, this is a great opportunity to apply your skills and help shape the future of Gusto Money.

Here’s what you’ll do day-to-day:

Build products & services and scale the platform that powers business money and accounting experiences at Gusto
Take ownership of projects, ensuring they meet high standards of quality and performance
Adopt the latest best practices for using AI technologies across all aspects of product development
Collaborate on complex and ambiguous problems with partnerships from Engineering, Product Management, Design, Data Science, Compliance, Operations, and other cross-functional teams
Engage in a highly supportive environment working with others to drive productivity and innovation
Help drive the product development process from concept to launch

Here’s what we're looking for:

8+ years of professional software development experience
Experience architecting, building, and testing large-scale and resilient distributed systems and/or software platforms
Maximizes the use of AI tooling while guiding the team in adopting modern AI practices
Comfortable dealing with ambiguity and working with quick iteration cycles
Ability to communicate technical complexity and help facilitate informed tradeoffs
Willingness to collaborate across different functions
An aptitude and interest in bringing clarity and simplicity to complex and ambiguous problems
Experience as a technical lead, leading the work of multiple engineers on multi-quarter projects

Nice, but not required:

Experience in the Fintech industry building scalable backend systems to power financial services and products
Experience with accounting, bookkeeping, tax, or financial reporting systems and a strong understanding of accounting workflows
Familiarity with small business accounting or tax domains, including concepts such as ledgers, reconciliations, financial statements, payroll accounting, or tax compliance
Ruby/Ruby on Rails, GraphQL, React, Typescript, AWS

Please note that a two day travel to a Gusto office for onboarding is required for this position. If you have any questions regarding this requirement, please share with your recruiter.

Our cash compensation amount for this role is targeted at $163,000–$204,000 in Denver & most remote locations, and $197,000–$247,000 for San Francisco & New York. Stock equity is additional. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.

Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale.

Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas.

When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required. This includes non-office days for hybrid employees.

Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.

Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey, please fill out this form and a member of our team will get in touch with you.

Gusto takes security and protection of your personal information very seriously. Please review our Fraudulent Activity Disclaimer.

Personal information collected and processed as part of your Gusto application will be subject to Gusto's Applicant Privacy Notice.

To apply:

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...